Keeping Floridians First

COVID-19 Resources for Employers and Individuals

At the Department of Economic Opportunity (DEO), providing state and federal resources to communities, businesses and Floridians is our top priority.

In coordination with state and federal partners, resources are available to assist employers and individuals impacted by the state’s efforts to mitigate the spread of COVID-19.

To assist small businesses and their employees, loans and short-time compensation programs to bridge the gap are available.

To assist individuals, resources including Reemployment Assistance are available.

Additionally, on Friday, March 27, the Coronavirus Aid, Relief and Economic Security (CARES) Act was signed into law, which will expand Reemployment Assistance benefits. Changes are being incorporated into program resource guides and additional information will be made available as we receive guidance from the U.S. Department of Labor.

For Individuals

If you are a Floridian who is faced with unemployment due to COVID-19, there are resources in place to assist you. It is our goal to provide the state’s workforce with the tools needed to get back to work.

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Reemployment Assistance

Reemployment Assistance benefits are available to Floridians who have been negatively impacted as a result of the mitigation efforts to stop the spread of COVID-19. Eligible individuals include those who have lost their job through no fault of their own, are quarantined by a medical professional or a government agency, laid off or sent home without pay for an extended period by their employer, or caring for an immediate family member who is diagnosed with COVID-19.

Reemployment Assistance benefits, formerly known as Unemployment Compensation, can be filed online below.

Before You Apply:

Before applying, it is recommended that you review the Reemployment Assistance Handbook and Claimant Guide.

How to Apply:

Individuals may apply online or download the Florida Reemployment Assistance paper application available in English, Spanish and Haitian-Creole.

Governor DeSantis has waived work search, online work registration and waiting week requirements for Reemployment Assistance applications.

Apply Now

 

CARES Act Benefits and Implementation

The Coronavirus Aid, Relief and Economic Security (CARES) Act of 2020 provides Reemployment Assistance benefits for the self-employed, independent contractors, certain nonprofit employees, gig economy workers, those who have exhausted other unemployment insurance benefits, and those who may not have sufficient work history to qualify for regular state Reemployment Assistance benefits.

The CARES Act also includes Federal Pandemic Unemployment Compensation (FPUC) for those receiving any amount of Reemployment Assistance benefits. This will include an additional $600 weekly benefit for individuals that are eligible for state Reemployment Assistance benefits, Pandemic Unemployment Assistance (PUA) and Pandemic Emergency Unemployment Compensation (PEUC). FPUC applies to weeks beginning March 29, 2020 and ends August 1, 2020.

After receiving guidance from the U.S. Department of Labor, DEO has begun aligning resources and technology to create the necessary processes to pay qualified individuals the benefits they are eligible for as quickly as possible.

Click below for more information and to apply for federal Reemployment Assistance Benefits.

From more information

 

After You Apply:

Governor Ron DeSantis has directed the Department of Economic Opportunity (DEO) to waive the work search and work registration requirements for claimants through August 1, 2020. Pursuant to federal law, claimants will be required to return to the CONNECT system every two weeks to request their benefits. In so doing, claimants will confirm that they are still unemployed due to COVID-19 and acknowledge that they are able and available for work should it be offered. For more information, click here. To review account updates and claim Reemployment Assistance benefits, please utilize the CONNECT portal.

Login to Connect

 

Additional Resources

Important Updates and Information:

In order to better serve you, Governor DeSantis and DEO suspended many requirements for Floridians applying for Reemployment Assistance. For more information and updates click the link below.

View Updates

 

Click the Find a FedEx Location link below and once it brings you to the FL location map, select your market and the “Copy & Print” tab within the location finder. This will direct you to the FedEx Office Print & Ship Center locations (retail stores) and hours that will allow you to pick up a printed copy of the paperwork, complete it and the FedEx Office Print & Ship Center will send completed applications to the state that day – all FREE OF CHARGE. Note: ONLY FedEx Office Print & Ship Centers (retail stores) are offering the Reemployment Application Assistance service.

Download Paper Application

Find a FedEx Location

Need Help?

For assistance, please contact the Florida Department of Economic Opportunity toll-free at 1-833-352-7759, submit your questions here or watch our Reemployment Assistance video tutorials here.

View FAQs

To File an Appeal:

Individuals may file an appeal by submitting the Notice of Appeal form.

Download Appeal Form

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Job Postings

For Floridians who have been negatively impacted by COVID-19, there are resources available to help them get back to work. The State of Florida is seeking individuals with leadership skills, creativity and dedication to their fellow Floridians, and individuals who recognize the professional development opportunities and achievements possible through state service.

View All Available Jobs

For Employers

If you are a Florida business owner, we’re here to help. In an effort to assist you and your employees amid COVID-19, there are resources available to support you financially. It is our mission to ensure that all Floridians have the opportunity to keep moving forward.

 

For a comprehensive overview of all federal and state resources available to small businesses impacted by COVID-19, please see below or download business resources here.

 

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SBA Economic Injury Disaster Loan and Loan Advance Program

The Small Business Administration (SBA) Economic Injury Disaster Loan (EIDL) Program is available to small businesses and nonprofits that have been severely impacted by COVID-19. These targeted, low-interest loans of up to $2 million can provide vital economic support to help overcome the temporary loss of revenue during this time. The EIDL allows for an advance of up to $10,000.

Learn More

The SBA has reopened the EIDL and Loan Advance application for all eligible applicants impacted by COVID-19.

Apply Here

Need Help?

For inquiries, please contact the Small Business Administration toll-free at (800) 659-2955 or by email at [email protected].

View FAQs

 

 

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SBA Debt Relief

The Small Business Administration (SBA) Debt Relief Program will provide a reprieve to small businesses as they overcome the challenges created by the COVID-19 health crisis. Under this program, the SBA will pay the principal and interest of new 7(a) loans issued prior to September 27, 2020. The SBA will also pay the principal and interest of current 7(a) loans for a period of six months.

Learn More

Need Help?

For inquiries, please contact the Small Business Administration toll-free at (800) 659-2955 or by email at [email protected].

 

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Paycheck Protection Program

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses, with fewer than 500 employees, to keep their workers on the payroll. The Small Business Administration (SBA) program provides eight weeks of cash-flow assistance through 100 percent federally guaranteed loans. The SBA will partially forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest or utilities.

The U.S. Small Business Administration (SBA) has resumed accepting Payroll Protection Program (PPP) loan applications from approved lenders on behalf of any eligible borrower.

There have been some changes made to the Paycheck Protection Program. Access the most current Paycheck Protection Program application to apply with an eligible lender.

 

Find a Lender

The SBA and the Treasury have released a modified loan forgiveness application. The application form includes detailed information about the costs that are eligible for forgiveness and instructions for calculating those costs.

APPLY FOR PPP LOAN FORGIVENESS

Paycheck Protection Program materials are available in 17 languages other than English to help business owners recover from COVID-19.

Learn More

Need Help?

For inquiries, please contact the Small Business Administration toll-free at (800) 659-2955 or by email at [email protected].

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Small Business Loan Program 

The Small Business Loan Program is available to qualified businesses that demonstrate adequate historical and/or proposed cash flow coverage and other credit underwriting metrics. The loan proceeds must be used for a business purpose. A business purpose includes, but is not limited to: startup costs, working capital, business procurement, franchise fees, inventory, as well as the purchase, construction renovation or tenant improvements of an eligible place of business that is not for passive real estate investment purposes. Loan Participation is up to 50 percent of the total loan amount. With the 504 Bridge Loan Participation, lenders are permitted to finance equipment and owner-occupied real estate purchases up to 90 percent of the total project cost. Loan amounts range from $250,000 to $5 million.

Learn More About the Loan Participation Program Learn More About the 504 Bridge Loan Program

Need Help?

For inquiries, please contact Enterprise Florida at (407) 956-5600 or visit First Capital Finance Corporation online.

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Microfinance Guarantee Program

The Microfinance Guarantee Program is available to stimulate access to credit for entrepreneurs and small businesses in Florida by providing targeted guarantees to loans made to such entrepreneurs and small businesses. Funds appropriated to the program must be reinvested and maintained as a long-term and stable source of funding for the program.

Learn More

Need Help?

For inquiries, please contact Enterprise Florida at (407) 956-5600.

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Black Business Loan Program

The Black Business Loan Program (BBLP) offers alternative lending solutions to Florida-based black owned small businesses by providing short-term loans and technical assistance.

Visit FAMU Federal Credit Union or the Miami Bayside Foundation for loan program information.

Apply Through FAMU FCU Apply Through the Miami Bayside Foundation
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Rebuild Florida Business Loan Fund

The Florida Business Loan Fund provides financing to assist businesses with resiliency efforts. The funds will address the current gap in available, affordable capital for businesses that can be used for inventory purchases, construction, working capital, equipment financing and more.

Apply Now View FAQs

Need Help?

For inquiries, please contact the Florida Department of Economic Opportunity toll-free at 833-989-2763 or by email at [email protected].

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Small Business Emergency Bridge Loan Program

The Florida Small Business Emergency Bridge Loan program in response to COVID-19 is inactive at this time. When active, the Emergency Bridge Loan Program provides short-term, interest-free working capital loans that are intended to “bridge the gap” between the time a major catastrophe hits and when a business has secured longer term recovery resources.

Learn More

Need Help?

For inquiries, please contact the Florida Department of Economic Opportunity toll-free at 833-832-4494 or by email at [email protected].

View FAQs
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Short-Time Compensation Program

The Short-Time Compensation Program is a voluntary employer program available to provide prorated Reemployment Assistance benefits to employees. These individuals may have had work hours and earnings reduced due to the implementation of a Short-Time Compensation plan to avoid a total layoff of some employees amid COVID-19.

Before you apply:

Apply Now

Need Help?

For inquiries, please contact the Florida Department of Economic Opportunity toll-free at 1-833-352-7759.

View FAQs

For Communities

If you are a local government in the state of Florida, DEO is here to help you support the communities you serve. It is our objective to help you as your community responds to COVID-19 and the economic impacts it has caused in your community.

 

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Community Development Block Grant Funding

The Coronavirus Aid, Relief and Economic Security (CARES) Act has appropriated $5 billion in Community Development Block Grant (CDBG) funding nationwide to assist low-income families and the nation’s most vulnerable citizens. Additional guidance and an allocation of funding from the U.S. Department of Housing and Urban Development (HUD) will provide more insight on how these funds may be able to help Florida’s local governments respond to COVID-19 and the economic impacts it has caused. The most up-to-date information on the CDBG CARES Act funding is available below.

 

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